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Professional Small Business Tax Accounting Services in London, UK

Unless you are an accounting firm, there are higher chances that you might not have adequate knowledge about accounting and bookkeeping. That’s perfectly fine, as your expertise lies elsewhere. But the fact that you might be not aware is that accurate bookkeeping and accounting is extremely crucial for maintaining a financially sound business.

However, most small business owners across the United Kingdom are too busy running a business to spend countless hours educating themselves on the ins and outs of accounting. That’s where ob体育首页下载安装 of London comes in. Being a reputable small business accounting firm, we offer small business accounting and bookkeeping services to businesses throughout London, Harrow, and Wembley. When you hire small business tax accountants from our team in London, you’ll be able to invest your valuable time and energy on your own business activities knowing that your company’s finances are in the hand of experienced professionals.

At ob体育首页下载安装, our certified accountants have been in the small business accounting services for many years. With that amount of experience and knowledge, we are enormously savvy at a full spectrum of small business accounting services . You can definitely hire our small business tax accountants in London to provide you with sharp attention to detail, efficient work, and personalized accounting service. Additionally, our comprehensive approach to accounting for small and medium-sized businesses means you get the best value for your investment.

When you hire the small business tax accountants from ob体育首页下载安装, you can trust us to perform the following duties either monthly or quarterly:

Tax reduction planning
Cloud accounting and bookkeeping
Financial statement preparation
Budgets
Business plan development
Cash flow management
Payroll processing services
Succession planning
Retirement planning for you and your employees
Business loan assistance
College savings planning
QuickBooks set up and training
Compilations and financial reviews

In the stance of fierce competition around your small business in London, our small business accounting services can offer you the competitive edge. You can benefit from having highly qualified tax accountants in London to take care of your business finances. ob体育首页下载安装 work with business owners in a wide range of industries to help them stay on top of their accounting, tax and general business planning functions.

When you decide to work with ob体育首页下载安装 , you are getting much more than an accounting firm. You are gaining a reliable partner who will understand your business, evaluate your requirements, and offer the kind of advice that will help you succeed even when you face stiff competition. Call us at +44-020-8903-2077 to learn how we can help you.

Covid -19; Extended Support by UK Government

Considering the unprecedented worldwide epidemic, UK government promised wide variety of benefits for their citizens and Businesses. We at ob体育首页下载安装, are committed to serve our clients within this struggled time. Considering that we have done research at our end to provide you the maximum information that is available to claim benefits.

A package of measures were announced and taken to support businesses, below are some;

Coronavirus Job Retention Scheme

Under the Coronavirus Job Retention Scheme, all UK employers with a PAYE scheme will be able to access support to continue paying part of their employees’ salary for those that would otherwise have been laid off during this crisis. These are described as ‘furloughed workers’. The scheme will cover the cost of wages backdated to 1 March and is initially open for 3 months, but will be extended if necessary.

Deferring VAT and Income Tax payments

For VAT, payments are deferred for the next 3 months (from 20 March 2020 until 30 June 2020) and Taxpayers will be given until the end of the 2020 to 2021 tax year to pay any liabilities that have accumulated during the deferral period. However, VAT returns are required to be submitted on time through MTD. Thus, taxpayers with Direct Debit Setup are advised to instruct their banks to cancel it if struggling to make payments.

For Income Tax Self-Assessment, payments due on the 31 July 2020 may be deferred until 31 January 2021.

The Coronavirus Business Interruption Loan Scheme

Under this scheme, small and medium sized businesses will have access to loans, overdrafts, invoice finance and asset finance of up to £5 million and for up to six years. Further, Government will pay the interest for first 12 months and any other fees levied by lender at initial stage. To be eligible for the scheme, your business turnover should be below £45 million and your business meets the other British Business Bank eligibility criteria

Time to pay

If you are self employed or in Business and facing financial distress with outstanding tax liabilities, then HMRC may arrange a payment plan to support you in these times. The arrangements are agreed on a case-by-case basis and are tailored to individual circumstances and liabilities. You need to contact HMRC helpline for advice on 0800 0159 559

3-month extension period to file accounts at Companies House

Businesses will be given an additional 3 months to file accounts with Companies House to help companies avoid penalties as they deal with the impact of COVID-19.

Self-employment Income Support Scheme

If you are self-employed or a member of LLP, and suffered due to loss of trade you will be able to get benefit from this scheme. An application cannot be made for the scheme as HMRC will contact you if you are eligible for the scheme and invite you to apply online. The Amount of grant will be calculated based on an average total trading profits of last three years (2018/19, 2017/18 and 2016/17) declared as per your Self Assessment Tax returns. However, the maximum grant available is £2,500 per month for three months. Basic criteria to qualify is that you should have traded in last year, should be trading in current year and should verify your intent to trade in forthcoming year. Further this grant is restricted to a person having total trading income less than £50,000 per year.

At ob体育首页下载安装, we have a team of certified and experienced tax accountants in London, who are hardworking and well-versed with the tax compliances in the UK and are happy to support you in these difficult times. For further information on any matters about benefits, please contact us at info@affinityassociates.com

About Covid -19; Extended Support by UK Government Click Here

COVID 19 – How HMRC is Supporting Businesses?

In the Budget (11 March 2020) the Chancellor announced a package of measures to provide support for public services, individuals and businesses to ensure the impact of COVID-19 is minimised. These measures will really help small Business and Individuals working for them to survive through tough times. Below are some highlights of benefits that small businesses can claim –

6 months interest free loan to cover up to 80% of losses from British Business Bank under Coronavirus Business Interruption Loan Scheme
14 days (starting from 1 ^st day off work) Statutory Sick Pay for all employees
Pay arrangement programme with dedicated support line (0800 0159 559) to help financially distressed tax payers (Business and Self-employed)
£10,000 cash grant for small business that are eligible for small business rate relief / Rural rate relief
Business rate holiday for retail, hospitality and leisure businesses for tax year 2020-21
Additionally, £25,000 grant for retail, hospitality and leisure businesses operating from smaller premises

Further, the UK government has decided to delay the rollout of IR35 tax reforms until 06 April 2021.

About Covid -19; Extended Support by UK Government Click Here

Get the best HMRC Making Tax Digital Services in UK.

Why Finding the Right Accountant is So Important For Your Small Business in London, UK

How much do you know about accountants for small businesses in London? If you are a small business owner in London, and you don’t know why it is necessary to include an experienced accountant or a bookkeeper in your team, then it is the time when you need to seriously take a hard look at why you should. It’s not all about daily bookkeeping and taxes, but an experienced accountant can help you start, grow and keep your business thriving through the years. Let’s take a look at how they benefit your business at every stage.

Accountants During Start-up

So, you are planning to start your own business. What can go wrong? Every year, millions of people across the globe dream to become a successful entrepreneur but very few succeeded. The only difference between the successful start-ups and the one that fails just out of the gate is good advice and guidance. When you hire an accountant at the same time you’re setting up your company, chances are good you’ll get off on the right foot. An experienced accountant can;

Help with the financial planning and creating a financial outlook to help with funding and loans
Offer you the advice and guidance when summarizing a business model and plan
Advise on business setup and structure
Assistance with obtaining business licenses
Early set up of expense tracking and bookkeeping basics

Accountants and Day-to-Day Operations

Accountants are not only for big companies to take care of tasks like financial planning, tax filing and budget creation. They are very much useful to start-ups, small and medium-sized businesses. It is incredibly rewarding to have one in your team for the daily operation of your business. An experienced bookkeeper will ensure that all your books are maintained up-to-date and recorded properly, while an accountant can work with your bookkeeper to make sense of all of that financial information. Moreover, here’s are some more tasks they can manage, and they are;

Month-end accounting
Financial statements
Ensure compliance with government regulations
Oversee and manage payroll for your employees and contractors
Find cost savings when working with vendors and suppliers
Manage tax preparation year-round, not just at tax time
Create financial reports and summaries
Assist with budget creation and management
Contract oversight and administration
Asset and inventory tracking

Accountants When Business Is Flourishing

With a lot of hard work and a little push from the luck, finally, your business gets off the ground quickly and starts to flourish. Along with sweat and good fortune, the growth of your company depends on many other factors as well. You need some truly dependable individuals behind you who can help you steer the situations in the right directions.

It’s your business; hence, you are undoubtedly the expert when it comes to your product or service, however, you might not be an expert when it comes to the services a good accountant can provide. For instance, they can help in many ways such as;

Perform cash flow analysis to help with decisions regarding growth
Create reliable financial forecasting to help guide those decisions
Guide you to manage growth responsibly and plan accordingly
Recognize possible opportunities you can take advantage of
Help make appropriate and well-informed choices when investing in equipment, inventory, and overhead
Help you with industry pricing to keep you profitable and competitive

You can try, but wearing all the hats at a time is not possible and not in favour of your business. Having a professional advice is always beneficial for your business, especially when it is in the initial stage. An accountant can help you with all the start-up decisions along with paperwork. Moreover, they can also keep the things humming along during your daily operations. Most importantly, during the lulls of business, an accountant can help keep you afloat by keeping finances under control, helping manage expenses, and negotiate interest rates that can help get you through the hard times.

Meet the Best Accountants in London only at ob体育首页下载安装

If you are in search of an experienced, professional and dependable accountant in London who can stand by you 24*7, then you are at the right place. At ob体育首页下载安装, we have the accountants who can fit any business domain and any budget.

To find the right accountant for your business, look no further than ob体育首页下载安装. For a free quote and consultation, get in touch with our experts in London today at +44 020 8903 2077 or schedule an online appointment at https://www.affinityassociates.com/contact-us/ .

4 Signs Your Small Business Needs the Help of an Accounting Firm in London

Being a small business owner, are you spending the most of your day running your business instead of expanding it? When it comes to managing the books, you have an option of hiring an in-house bookkeeper to track your financial records or consult an accounting firm like ob体育首页下载安装 that can save time, money and quite frankly, the headache that comes with bookkeeping.

Here are 4 Signs Your Business Needs the Help of an Accounting Firm :

You are Stressed About IRS Audit

When you are managing your books on your own, there are chances that you leave behind some unwanted errors or omissions that would obligate the IRS to investigate further. Doing the books on your own leaves the door open to careless errors or omissions that would obligate the IRS to investigate further. Hiring an accounting firm like ob体育首页下载安装 reduces the potential for IRS audits by ensuring that your financial records are accurate. In the event, if you are summoned for an audit, Affinity makes it easy to validate anything that the IRS may question.

Your in-house Bookkeeper has Let You Down :

Many small businesses in London opt to hire an in-house bookkeeper to manage the books. Sometimes, it seems like a smart strategy, but if your part-time in-house bookkeeper:

Doesn’t keep up with altering tax regulations in the nation?
Goes on vacation for 3 weeks? Or worse case,
Leaves the job entirely?

When you are depending on a single person to manage your books, there are higher chances of facing unwanted consequences for your business. By consulting an accounting firm like ob体育首页下载安装, you gain access to an entire team of professionals who are available whenever you need them to be.

You are Paying Excess of Money :

Along with the risk of entrusting your important financial documents to an individual, there are higher chances that you are paying more. Usually, a full-time bookkeeper cost in £38,000 per year and the cost of a part‐time bookkeeper is roughly half that amount. Whereas, on the other hand, the average ob体育首页下载安装’ client pays quite less depending on which services they choose to utilize with us. That’s a fraction of the cost of having someone in-house who may or may not be meeting your business requirements in the first place.

You Can Take Real-Time Decisions :

Bookkeeping services by accounting firms like ob体育首页下载安装 leverage cloud technology – so you can access your data at any time, from anywhere and on any device. The more accurate and timely your books are – the better tuned you can be with your business. Availability of all the data 24*7 will help you take real‐time decisions based on the financial health of your business.

Contact ob体育首页下载安装 to Know More

If any of the above mentioned points imply on you, then you are definitely in need of professional accounting firms in London. To know more about how professional bookkeeping and accounting services can help your business grow and save more money, please contact us today for a free consultation at https://www.affinityassociates.com .

Bookkeeping Services for Small Business – Hire Professional and Experienced Bookkeepers in London

There are plenty of factors that ensure the success of a small business – and maintaining accurate and up-to-date books is one of them. Bookkeeping is the process of recording financial transactions such as sales, purchases, payments and receipts, either by individual or organizations. To ensure the timely completion of your bookkeeping and accounting tasks, you need to hire an experienced bookkeeper or contact an accounting firm like ob体育首页下载安装 that provides professional bookkeeping services to small business across the London, United Kingdom. The bookkeeping services provided by these companies ensure complete relaxation and peace of mind.

Outsourced bookkeeping service is the best option for a small business owner who finds it difficult to maintain the balance between business accounts and other business processes. Outsourced bookkeeping services for small business ensure a perfect balance between the books of accounts, creating invoices and managing accounts payable. Other advantages of outsourcing your bookkeeping tasks are that you don’t have to hire an inhouse bookkeeper, you don’t have to train them, nor you have to worry about their salaries and other expenses. And these are the reasons why professional bookkeeping services are becoming very popular among various small business organizations in the United Kingdom.

With years of experience doing bookkeeping and general accounting for small businesses in London, ob体育首页下载安装 has developed tools and tricks to make this tedious process accurate and efficient. Our experienced team of bookkeepers and accountants can perform your complete back-end accounting and bookkeeping tasks or individual tasks, depending on your bookkeeping and accounting requirements. Moreover, to ensure 100% precision and synchronization, we use the trusted bookkeeping software such as QuickBooks, Peachtree, Quicken, MYOB, Sage Accounting or proprietary software to perform the work.

Being in the business for decades, we have the clients coming from different business domains. We take great pride in ourselves on having the ability to offer personalized bookkeeping services that are designed particularly to suit the preferences of every client. To ensure that all the transactions are documented properly, we allocate a dedicated resource to handle and manage each of our customers. Being a leading bookkeeping service provider, we are flexible in working with your in-house accounting team to streamline your business finances. Our team has the versatility and expertise to proactively contribute to your company, regardless of whether you are a small-scale and mid-sized business, CPA or perhaps CFO.

Our understanding and care for our clients extend beyond the bookkeeping and accounting services. Our experienced accountants have a high level of expertise and can offer productive financial advice, business planning and industry-specific guidance to your challenges. All of our work is done in-house and we provide infinite email, chat and phone support for any questions you have.

Let our team of bookkeepers and accountants help with bookkeeping so you can get peace of mind and focus on what’s important for your business. For a free consultation and quote, feel free to contact us at https://www.affinityassociates.com .

Why Outsourced Accounting Services are More Reliable for Small Business

Whether you want to control your business on your own forever, or you are urgently looking for an investor, you need to have accurate financial statements. Your financial statements can help you get lower interest rates on loans, better forecast your cash flow, and make informed decisions for future growth.

As solid and transparent information is the key to any business decision, your financial statements need to go over and above the minimum obligations. This is why you need to think about Outsourced Accounting Services or hire an Accountant for your small business in London, as it gives you the most accurate picture of your finances.

Why You Need to Think About Outsourcing Your Accounting Tasks

1. It Could Eliminate Multitaskin : In many small businesses, it has been observed that the owners or managers do most of the accounting related tasks. Even when a CAP looks after the taxes or end-of-the-year reports, everyday bookkeeping tasks are handled by someone with many duties that go beyond accounting. Well, as we all know, multitasking sometimes create grim problems. Firstly: It is not compulsory that the people who handle the bookkeeping tasks in your small business may have the adequate accounting knowledge. And if they do not possess enough knowledge of accounting rules, they may report transactions in the wrong period or make other errors.

Secondly: When an individual or an employee in a small business has other business operations to look into, then there are chances that the bookkeeping and accounting tasks are left behind or ignored. Accounting reports that managers use to make decisions can quickly become out of date. Documents needed to take the business decision may not be ready when required.

Thirdly: When you don’t have a dedicated resource to take care of accounting or bookkeeping tasks, it is viewed as an undesirable chore and often left untouched. This also increases the likelihood of errors.

2. It Could Introduce Automation: Sometimes automation is necessary to overcome the human error. Even though you prepare your books carefully, there are chances of human error, and even a single missed or transposed figure can ruin all your hard work. On the other hand, outsourced accounting services by a professional company like “ob体育首页下载安装” can directly integrate into your inventory, point-of-sale, payroll, and other bookkeeping systems. Every time you make a transaction, your accounting systems are updated automatically. This virtually eliminates the possibility of human error in data entry.

3. It Could Provide Expert Review : Virtual outsourced bookkeeping and accounting isn’t done totally by computers. There’s a CPA to review the entries and check the errors. There are plenty of aspects in accounting where minor errors are hard to spot without extensive accounting experience. If your CPA sees something that doesn’t look right, he or she can investigate further to see if an error was made and where it occurred. Ultimately, this offers you a peace of mind that your books are accurate.

If you are a small business, and if you find it difficult to manage your books or other accounting related tasks, then it is advisable to go for outsourced accounting services from a company like ob体育首页下载安装. The team of accountants at ob体育首页下载安装 has a much broader range of expertise available that can help your business grow.

If you want to know more about the advantages of the outsourced accounting services, then ob体育首页下载安装 is here to assist you. Please contact us for a “Free Consultation on Outsourced Accounting and Bookkeeping Services” today at https://www.affinityassociates.com .

Things to Look Prior Hiring Accountants for Small Businesses

Expert accountants for small businesses are often very capable of handling accounts for any genre of business owners. Skilled accountants for small business can keep your accounts up-to-date, can suggest you on opportunities for tax planning, and can make sure that your business stays in compliance with each business regulation. Here are some things that you need to look into prior hiring accountants for small businesses.

If you are a new start-up then hiring skilled accountants should be your one of the foremost priorities, as they will be able to give you recommendations on a number of important things pertaining to your business, and at the same time will help you establish an efficient accounting and bookkeeping process.
Make sure the potential accountants you hire are well skilled and qualified. Most accounting and consulting firms within the Great Britain are members of a longtime occupation body, such as ICAEW (Institute of Chartered Accountants in England and Wales) or ACCA (Association of Certified Accountants).
Also, make sure that the accountancy firm that you hire does have expertise of handling small businesses accounts, which are almost on the similar business level as yours. For instance, if you are a financial firm or probably are into IT than hiring the services of accountants who has expertise in such businesses, could be in your best interest.
The next thing that you need to look for is how much the accountants quote you. In addition, how they will charge you – monthly or annually? Do they provide a custom quote?
Accountancy services are not just limited to accounts and bookkeeping, your business may require additional services as well. Try to find out the additional services offered by them such as payroll management, tax planning, tax return, etc.
Contact a bunch of bookkeeping and accountancy consultancy firms in the UK prior choosing bookkeepers for your small business. Meet a portion of those organizations face to face to get a thought of whether they are proficient, appropriate and sufficiently equipped for your business.
Instead of picking bigger accountants and counseling firms, settle with a small, yet capable firm. A smaller bookkeeping and accountants firms in the London, UK has a tendency to comprehend the extraordinary and particular needs of private ventures more than bigger firms. Smaller firms are additionally more responsive to independent ventures than larger firms.
Find out what the current customers of your planned firms say in regards to them. This will give you a decent understanding on how they function. Request that your potential bookkeepers give you some business references to whom you can converse with about their encounters with the bookkeepers.
One of the most serious issues independent ventures confront is the correspondence with the accountants. The need to see the important finance related reports may emerge at any given moment, notwithstanding at a considerable pace, may lead to some tough situation for your business. On the off chance that you are not ready to get the reports when you require, you may confront inconvenience or pass up a great opportunity for something important.

Thusly, pick the accountants who are quick and effective with the correspondence and utilize latest innovation to make your work and money related reports accessible on the web, which you can access from anyplace, any time.

Hiring proficient accountants for small businesses, as ob体育首页下载安装, is unquestionably advantageous for your business. They are precious resources who can enable you to streamline and develop your business. ob体育首页下载安装 is a reputable bookkeeping and accountancy firm that has a team of few of the best accountants for small businesses in London, UK. Contact us at https://www.affinityassociates.com to know more about our services and how it can streamline your day to day accounting tasks and other business process.

Accountants for Small Business in London – Helping At Every Stage of Your Company’s Growth [Part II]

In our previous blog post, ( Accountants for Small Business in London – Helping At Every Stage of Your Company’s Growth [Part 1] ), we explained a couple of instances where you might want to consider engaging accountants for small business in London.

In this iteration, we present to you another couple of moments, during the life of your small business, where you might want to consider accountants for small business to help you.

As mentioned in our previous blog post, you do not necessarily need to hire an in-house, full-time accountant or a team of accountants. Most of the times, engaging accountants from a reputable small business accountancy firm in London on a part-time basis will be enough.

All right, without any further ado, let us look at the couple of instances where accountants for small business can make your life easy.

Streamlining Your Finances

Accounting can quickly become a mess when small business owners do it by themselves. If you feel that you are losing control of your finances, i.e., you don’t know where the money is coming and going, then accountants for small business can help you get back on track.

In addition, expert accountants for small business in London can also help you generate vital financial ratios, such as gross margin ratios, profit margin ratios, debt ratios, and cash ratios among others, which can help you evaluate the overall financial condition of your business. Not to forget, accountants for small business can help create important financial statements, such as a cash flow statement and income statement. By comparing the important financial statements year over year, you will be able to get the precise idea about your finances and take the necessary steps to streamline the finances.

Tackling the Audits

The chances of your business being audited are very less considering the fact that there are numerous small businesses across the UK and very few auditors. Nevertheless, a government audit can happen, and when it does, it can be very stressful and time-consuming.

When a government audit strikes, it will be very helpful for you to have an experienced accountant by your side. Accountants for small business can give you the guidance on how you should work during the auditing process. They will also help you avoid any tax violation.

Instead of engaging accountants when an audit strikes, it will be extremely beneficial to engage them from the onset. By having accountants from the beginning, they will act as your internal auditors, making sure that everything is in the perfect order so that when a government audit strikes, you will be well prepared.

Having accountants for small business, whether working internally or externally, is necessary. While employing an internal team of accountants can be expensive, partnering with a small business accountancy firm and engaging its accountants will prove to be very cost-effective.

If you are searching for the best small business accountancy firm in London, then it is time to end your search at ob体育首页下载安装. As the leading provider of bookkeeping services and accountancy services for small businesses in London, UK, ob体育首页下载安装 has the most efficient and experienced bookkeepers, accountants, and tax accountants, who can help firms of all kinds.

Get in touch with us today to find out how our accountants and tax accountants for small business in London, UK, can help you. To contact us, simply visit https://www.affinityassociates.com/contact-us/ .

What is an Income Statement & Why it is so Important

Why is the income statement important?

An income statement, otherwise known as a profit and loss (P&L) statement and profit and loss (P&L) account, is a record that measures and shows all the expenses and revenues a company incurred during a specific period of time. The income statement helps determine a company’s financial health and the financial progress it made during a particular period.

The income statement contains sections for revenue and expenses, which include net sales, gross profit, cost of goods sold, selling expenses, general and administrative expenses, and net profit.

Small businesses can easily prepare an income statement using popular accounting software, such as XERO or QuickBooks. Businesses should consistently prepare a profit and loss statement in order to determine whether they are making a profit or loss and why.

In order to have an accurate income statement, accurate bookkeeping is necessary.

Why Do Small Businesses Need to Prepare an Income Statement?

Small business income statement: There are many reasons why small businesses should be preparing income statements – and other financial statements.
Here are three good reasons:

Helps Make Better Decisions

With a profit and loss statement on hand, a business owner is able to look at the past financial performance of their company. With essential data at hand, from sales to profits and operating and non-operating aspects, a business owner will be able to make better financial decisions. By having accurate figures, a business owner is able to make swift decisions, which would otherwise require unreliable guesswork.

Acts as a Proof of Business Success

Having income statements on paper means that a business owner is able to show a chronological record of how their business has been performing over the course of its existence. This ultimately allows a business owner to play the cards right around the stakeholders, or with the buyers if the owner has the intent of selling the business. A P&L account also becomes useful when new clients who wish to do business want solid proof of a business’s success.

Helps Prepare a Business to File Taxes

A small business and its owner are subject to various forms of business taxes. Paying these taxes is obligatory by law. In order to ensure what tax liabilities a business has, income statements and other financial statements help a lot. Accurate and up-to-date income statements (along with other financial statements) give business owners all the necessary information they need to calculate various taxes.

An income statement is one of the vital records that every business must prepare. Preparing an accurate income statement and other financial statements can be challenging for a business owner; however, professional help is available! Get in touch with ob体育首页下载安装 and engage their skilled accountants for small businesses in London.

ob体育首页下载安装 is a reputable provider of professional accountancy services for small businesses in the UK. They have some of the most skilled and experienced accountants and tax accountants for small businesses in London. They can help business owners prepare all the essential financial statements, from journals and ledgers to income statements and balance sheets. These accountants for small businesses in London can also assist businesses to prepare and file various taxes.

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